Financing Options

Since a single family modular home is built to a local building code just like a regular home, it is also financed just like any other home. US Modular’s lender partners understand the modular construction process and can help you obtain a construction loan and a permanent mortgage for your home. For Manufactured Homes, we have lenders that deal specifically with park or private land models.

US Modular lenders offer excellent financing for both land and home projects in either UBC (local building code for modular buildings) or HUD (manufactured) financing for planned communities through our approved sources.


  • Terms up to 30 years, both conventional and FHA
  • Short term construction loans
  • Construction to perm loans
  • Vacation homes
  • Spec home construction
  • Stated income for self-employed
  • UBC (modular home) financing
  • Competitive rates

Multi family / commercial projects that are built using modular construction are a bit more involved than a single family home mortgages. US Modular financing partners are experts in helping you obtain the most appropriate loans for your project. They will evaluate all available options for your project to ensure you have the best loan or the best rate possible!


  • Conventional loan
  • HUD
  • USDA
  • Syndication
  • Bonds

The time savings associated with the permitting process, as well as the time savings of simultaneous site work and building construction, is the biggest advantage of building with modular construction.

US Modular works with lenders that understand and appreciate the time savings and quality of a systems-built, modular project and are accustomed to a fast turnaround schedule to get your project completed on time!


Contact US Modular to get started
Call Us at (951) 679-9907 to discuss your project and financing options.