Financing Your Adu Project

How do I finance my ADU project?

There are several ways to finance your ADU project.

Personal Funds
Cash out refinance your existing mortgage on the primary residence
Home Equity Line of Credit on the existing primary residence
Construction/Remodeling Loan
CAL HCFA $40,000 ADU Grant
Private or “Hard Money” Lender
Park Model RVs have specialized lenders, similar to financing and automobile.
Home Renovations Loan
Reverse Mortgage

Lender Partners

USModular, Inc. works with several lender partners to assist our clients with funding for their ADU project.

Our clients are not required to use one of our lender partners for financing. However, our partners are very familiar with prefabricated construction projects

Cash Out Refinance/Home Equity Loans

Supreme Lending
Rick Kesseler
NMLS #188061

(877) 320-9929
(562) 882-1376

Reverse Mortgages

Peter Clayton
Pacifica Mortgage & Real Estate Company
Email –
Phone: 949-233 2877
NMLS # 352051, CBRE # 01242599

Land/Construction/Home Renovations Loans/CALHFA Grant Land/Home Financial

Land Home Financial

Cash Out Refinance/ Home Equity Loans /Construction Loans

David Church IFC Mortgage 326 Encinitas Blvd, Ste 200 Encinitas, Ca 92024 O: 760.943.6777 F: 760.943.6767


ADU Grant
Email –

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