How do I finance my ADU project?
There are several ways to finance your ADU project.
Personal Funds
Cash out refinance your existing mortgage on the primary residence
Home Equity Line of Credit on the existing primary residence
Construction/Remodeling Loan
CAL HCFA $40,000 ADU Grant
Private or “Hard Money” Lender
Park Model RVs have specialized lenders, similar to financing and automobile.
Home Renovations Loan
Reverse Mortgage
Lender Partners
USModular, Inc. works with several lender partners to assist our clients with funding for their ADU project.
Our clients are not required to use one of our lender partners for financing. However, our partners are very familiar with prefabricated construction projects
Cash Out Refinance/Home Equity Loans
Supreme Lending
Rick Kesseler
NMLS #188061
(877) 320-9929
(562) 882-1376
Rick.Kesseler@SupremeLending.com
www.RickKesseler.SupremeLending.com
Reverse Mortgages
Peter Clayton
Pacifica Mortgage & Real Estate Company
Email – peterclayton03@gmail.com
Phone: 949-233 2877
NMLS # 352051, CBRE # 01242599
Land/Construction/Home Renovations Loans/CALHFA Grant Land/Home Financial
Land Home Financial
https://lhfs.com
Cash Out Refinance/ Home Equity Loans /Construction Loans
David Church IFC Mortgage 326 Encinitas Blvd, Ste 200 Encinitas, Ca 92024 O: 760.943.6777 F: 760.943.6767 davidc@ifcmortgage.com
HOUZD
ADU Grant
Email – adu@hppcares.org