Most people wouldn’t recognize today’s factory-built homes. The manufactured housing industry has diversified and enhanced the models available so they can blend seamlessly into traditional neighborhoods of site-built homes, offering comparable amenities and curb appeal. At Fannie Mae, they’re enhancing mortgage financing options by introducing the MH Advantage Program to keep pace with these important changes.

This trend toward modern designs and upgraded features is a smart way to meet demand from growing segments of buyers, including millennials, downsizing baby boomers, and first-time homebuyers. These buyers and others are looking to manufactured housing as an affordable option providing quality and value in a market where the supply of site-built housing is low and prices are high. Quite simply, manufactured housing is a key opportunity to address California’s growing affordable housing crisis.

That’s why Fannie Mae has introduced the  MH Advantage Program, an affordable financing option that recognizes the similarity of many manufactured homes to traditional site-built homes by offering the same conventional mortgage financing – including down payments as low as 3%, lower interest rates than most traditional manufactured home loans, and cancellable mortgage insurance.

Homes that are eligible for MH Advantage have features that make them look more like traditional site-built homes including eaves and higher roof pitches, lower profile foundations, garages or carports, porches, dormers, upgraded interiors, and more.

Can you find the factory-built home?

HINT: All of these are factory-built homes!

These homes are now easily identified by a new MH Advantage “Mortgage Financing Notice” applied by participating manufacturers. This MH Advantage “sticker” makes it easy for retailers, shoppers, lenders, and others involved in the mortgage process to identify eligible homes when they’re bought, sold, or refinanced. It’s something interested buyers should look for and ask about.

The MH Advantage is an innovation whose time has come. 

USModular is a full-service design build general contractor serving a select area of Southern California. We are specialists in factory-built home construction projects.

We build Faster, Better, Green and for Less!  Contact us today: 951-679-9907, ext 1,,

CA Contractor Lic. No. 943047

CA HCD Dealer Lic. No. DL1241679

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